Popular Packages
Debt Review
(Debt Consolidation, Restructuring, and Rehabilitation)
As with everything in life, each of us have a unique situation. Where some consumers have been wrongly placed on debt review ( or now have the capacity to service their debt on their own after a significant change in their financial situation), there are still tens of thousand of consumers struggling to service their debt, leading to bad credit ratings, summons issued and even judgements granted. This not only results in an inability to gain future credit, but can remain on your credit report for many years, effectively ruining your chances of making those big vehicle and home purchases. As a result, we offer individually-tailored solutions to maximise the Debt Management and Rehabilitation Programme designed to afford you much needed reprieve from debt-related stress.
As experts governed by the National Credit Regulator (NCR) and acting within the scope as registered debt counsellors under the national credit act 34 of 2005, we will carefully assess your specific financial situation and develop a tailored repayment plan that not only fits your budget, but also tends to the most affected areas of your financial distress, ensuring a smooth, effective and targeted repayment plan to pay off your debts.
Through professional financial negotiations with your creditors, we aim to lower your monthly instalments by extending your payment term in according with Debt Counselling Rules Solution, reducing your monthly installments and maximizing the capital repayments on your debt through a reduction in interest rates, which can sometimes be adjusted to under 1%.
Our goal is to give you immediate financial breathing room and long-term peace of mind. Within the debt review negotiation process, you are protected from calls, harassment and threats by credit providers and provides us with time to conduct all necessary negotiations and adjustments with your credit providers.
Lets embark on this journey towards freedom, together. We believe in building strong bonds with our consumers to aid them not only during the debt review process, but also how to manage their funds in the future to utilize them to maximize their potential - to work for you!
Contact us today for an obligation-free assessment.
Credit life insurance
We offer cheaper, replacement credit life insurance products through Infussion financial service, a registered and licenced short term insurance provider. These insurances are necessary on unsecured debt, however credit providers and their insurance partners tend to overcharge, which can add up when you factor in the number of opened accounts you have and this adds to the arears when you do not pay your debt.
Reckless lending assessments
Many credit providers offer credit without conducting a proper credit worthiness check. In these events many consumers end up over indebted. If we can establish that a credit provider has lent to you recklessly, we are within our rights to get this debt removed from your credit profile and the credit provider cannot collect on this debt.
